| Our ARM Reset Leads are those Adjustable Rate Mortgage Holders who are facing a change in mortgage payment in the coming months. We can pinpoint the exact day in which they will be facing this financial crisis so that you can offer your loan program before it hits. What's more is that we can eliminate those prospects who would not qualify for your loan program. Let's face it, the mortgage industry is a competitive market. The ARM Reset Lead is your competitive advantage. |
| Adjustable mortgages with low introductory rates were all the rage, but now the teaser rates are running out. |
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READY and ABLE Prospects |
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| ARM Reset Leads are also selectable by interest rate, allowing you to pinpoint those ideal prospects that are READY and ABLE to refinance. |
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The Source for ARM Reset Leads |
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| Our ARM Reset Leads come directly from Adjustable Rate Mortgage Riders. Each time a loan is recorded, the loan documents are added to the county courthouse records department. The names and addresses are standardized, enhanced with other demographic and property/mortgage elemental data, and all phone numbers are scrubbed against the Federal Do Not Call Registry. |
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Using ARM Reset Leads to Find New Prospects |
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Imagine reaching out to Adjustable Rate Mortgage holders who are facing a reset date and a significant mortgage payment increase. Armed with this, and other vital property and mortgage information, you’re able to spell out exactly what, when and how you can reduce their payments, increase their disposable income, and in essence, save the day.
Customizing your lead generation program
Not all ARM Reset Leads are the same. With the slump in real estate values, some adjustable rate mortgage holders are looking at negative equity, with little or no chance to refinance without a significant principal buy-down. Our ARM Reset Leads are selectable by Combined LTV, so that you can avoid those troublesome loans that will never end up at the closing table.
You may also target prospects within a certain loan criteria set, to focus on those prospects with the best chance of benefiting from your loan
programs. Some of the most popular selects are:
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Initial Interest Reset Date |
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Interest Rate Range |
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Combined Loan to Value |
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Loan Amount |
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Property Type |
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Owner Occupied Only Homes |
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And much more… |
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With a multitude of selects, we can create a custom “criteria set” for every loan program you make available. Every borrower is different in that they all look different to the underwriting department. Which borrower is best for your underwriting department? How you answer this question helps us build your ARM Reset Lead criteria set.
To receive, via email, a Fact Sheet on our ARM Reset Leads click here.
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